About The Blogger

My name is Tammy and I've been blogging for over a decade now. I work full-time in my dream company while juggling love, life, this cute blog and a blogger's community called The Butterfly Project. People often tell me that I'm a wonder woman, but in reality - if it's something you love, you can do wonders.

When I'm not wondering, I'll be on my computer searching for the next fountain of youth or hunting down a fantastic deal. I'm also a shopaholic, wanderluster, spa enthusiast and proud hipster who loves planning special occasions and surprises for her loved ones.
  • Top 10 Female Bloggers in Malaysia
  • Founder of The Butterfly Project Malaysia
  • Winner of Cleo's Next Top Blogger Malaysia 2011



  • Confessions of A Shopaholic

    9.29.2010

    step 1 - cut your credit card in half

    The pathway to shopping abstinence starts with cutting one or more credit cards that you don't need. Today I have finally made the ultimate move of cutting up my gold card after settling my outstanding debts with it. I am proud that I have finish paying off my debts in this card! (don't ask me about my other cards). Goodbye Gold Card, I shall not be needing you anymore. Totally a big big big mistake to become a shopping blogger! argh!!! Anyone cutting theirs too or have done the deed to? pls share so I don't feel lonely.

    "It's easy to spot a Shopaholic, just look at her credit card statements" 
    - Plusizekitten.Com

    31 comments:

    1. Zihang, so fast u comment man.....

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    2. i cut a few de after clearing them! wheeee... that was months ago. will continue to do so for me! want to try to live a credit free life =D

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    3. Sue: why sound like u got a lot (a lot!) of credit cards!!!!!!!!!!!!!! how many left?! urm i don't know i can live a "credit free" life or not T_T

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    4. oh.. no more gsc card.. it's a good card for movie tickets discount!!
      i dun have any credit card yet and not planning to get any soon.. =p

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    5. i duno why..after some time using this card, no more discounts given to me already when i purchase tix wit it. Also.. i find the free tix reward program annoying. Sat must go redeem and from gsc cinema. Always not the right timing to get it! annoyed. At one point i went , the counter was CLOSED! i complaint to AEO via online, no response. That's it.. crappy card.

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    6. hahahaa... last time got like 5 oni la! hahahhaa... now down to 3! i wana reduce to 1... so trying =p

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    7. I more gwai than u T_T i got 3 nia.. now cut 1. Two more to go! wuuwuwuw.... wei.. u really crazy loh! 5 cards! means 5 also use .. will heart attack see statement come in

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    8. Haha...this post made me laugh! Bravo on cutting up ur credit card! Maybe i should do that to mine soon.

      xx

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    9. Charming Vanity:

      thanks, haha i feel like a hero today.. omg it's so hard to cut! hope you can reduce ur cards too!

      reduce cards = reduce debt!

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    10. Miu, B4 start to charge me the gov tax i decide cancel my 2 credit cards and a amex debit card so now still left 2 credit cards and a amex for emergency use

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    11. Wow u have AMEX? that one the credit limit is sky high. Smart move.. i didn't get to cancel my citibank before they charge me the tax. Since i pay for the tax already, I think i will keep Citibank card n terminate all the rest.

      I hate the stupid rm50 gov tax!

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    12. ya .. miu i also hate it the gov tax but i saw newspaper gov will increase annual income in future and not easy to approve which person wan to apply card so better keep 1 card for emergency.
      Then now i left a Maybank Amex credit card, a Maybank master and a HSBC visa card coz sometime sales promotion, online buy airticket, overseas travel emergency use and use the rewards points to waived the gov tax on my cards

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    13. good on u tammy. must start planning for ur financial future liao. :)

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    14. wow.. nice.. thank god i refrain myself from havin credit card. ><

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    15. I have only CC, and for that I'm so glad. :D

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    16. This comment has been removed by the author.

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    17. have one CC and only use it rarely.... awesome for you!
      Maricela
      Ƹ̵̡Ӝ̵̨̄Ʒ... vividfusion.blogspot.com ...Ƹ̵̡Ӝ̵̨̄Ʒ

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    18. Good tip! Congratulations on paying it off. Credit cards are so evil!!!!!!! Need to pay 2 of them off before can cut them up.

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    19. such bold attempt Miu! :)
      I dont think I'll ever cut my cards as I dont like carrying cash around.. but i always pay up full amount when the statement comes.. so its alright i guess..

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    20. Gd job,I don't have CC,just DC at the moment.If not,the temptation will be too much.:)

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    21. good job......use cash can feel more pain when pay....so can safe......card just like plastic feel when make payment time supa ouch.....

      gambateh...dun cut one apply 5 kekekkee

      tutu j

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    22. mn.... It can be an evil some of the time.
      But I'm clearing off my debt every month.

      :P must have some financial planning :P and displine :P NOwsday is too easy to apply a credit card... They like giving out for FOC on the street.. apply la apply la..

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    23. I don't even have a credit card, more of a choice really - but I do have several debit cards.

      It's getting annoying when these people keep bugging me to apply...

      But good on you for cutting up that card :)

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    24. lol.. good move...

      i've not only cut them.. but cancel all of them.. debts clear... XD

      it's hard but i finally did it too... *haru haru*

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    25. Good move, Miu...
      I started to keep 1 at home now, only bring one along for emergency.

      When nid to spend by cash, I'll feel the pain, so manage to cut down on spending.

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    26. gv me 5 tammy! i jz cut my platinum too last week! :D

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      ReplyDelete

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