Hello Beautiful

My name is Tammy and I've been blogging for over 8 years now. I started blogging because I wanted to share my beauty hauls and lifestyle experiences. I'm also a pro-consumer, which is probably the fire in my life.

This blog is now happily written by the cutest couple you've ever seen. Gareth's Irish while I'm Malaysian. We met in the most unexpected way possible and since then have been in a loving relationship. He loves to eat, drink and try new exciting things (even extreme sports) while I love the quieter things in life, like spas, massages, shopping and beauty! But we have something in common, we both love travelling.
  • Top 10 Female Bloggers Msia
  • Founder of The Butterfly Project Malaysia
  • Winner of Cleo's Next Top Blogger Msia

Confessions of A Shopaholic

9.29.2010

step 1 - cut your credit card in half

The pathway to shopping abstinence starts with cutting one or more credit cards that you don't need. Today I have finally made the ultimate move of cutting up my gold card after settling my outstanding debts with it. I am proud that I have finish paying off my debts in this card! (don't ask me about my other cards). Goodbye Gold Card, I shall not be needing you anymore. Totally a big big big mistake to become a shopping blogger! argh!!! Anyone cutting theirs too or have done the deed to? pls share so I don't feel lonely.

"It's easy to spot a Shopaholic, just look at her credit card statements" 
- Plusizekitten.Com

31 comments:

  1. Zihang, so fast u comment man.....

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  2. i cut a few de after clearing them! wheeee... that was months ago. will continue to do so for me! want to try to live a credit free life =D

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  3. Sue: why sound like u got a lot (a lot!) of credit cards!!!!!!!!!!!!!! how many left?! urm i don't know i can live a "credit free" life or not T_T

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  4. oh.. no more gsc card.. it's a good card for movie tickets discount!!
    i dun have any credit card yet and not planning to get any soon.. =p

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  5. i duno why..after some time using this card, no more discounts given to me already when i purchase tix wit it. Also.. i find the free tix reward program annoying. Sat must go redeem and from gsc cinema. Always not the right timing to get it! annoyed. At one point i went , the counter was CLOSED! i complaint to AEO via online, no response. That's it.. crappy card.

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  6. hahahaa... last time got like 5 oni la! hahahhaa... now down to 3! i wana reduce to 1... so trying =p

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  7. I more gwai than u T_T i got 3 nia.. now cut 1. Two more to go! wuuwuwuw.... wei.. u really crazy loh! 5 cards! means 5 also use .. will heart attack see statement come in

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  8. Haha...this post made me laugh! Bravo on cutting up ur credit card! Maybe i should do that to mine soon.

    xx

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  9. Charming Vanity:

    thanks, haha i feel like a hero today.. omg it's so hard to cut! hope you can reduce ur cards too!

    reduce cards = reduce debt!

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  10. Miu, B4 start to charge me the gov tax i decide cancel my 2 credit cards and a amex debit card so now still left 2 credit cards and a amex for emergency use

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  11. Wow u have AMEX? that one the credit limit is sky high. Smart move.. i didn't get to cancel my citibank before they charge me the tax. Since i pay for the tax already, I think i will keep Citibank card n terminate all the rest.

    I hate the stupid rm50 gov tax!

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  12. ya .. miu i also hate it the gov tax but i saw newspaper gov will increase annual income in future and not easy to approve which person wan to apply card so better keep 1 card for emergency.
    Then now i left a Maybank Amex credit card, a Maybank master and a HSBC visa card coz sometime sales promotion, online buy airticket, overseas travel emergency use and use the rewards points to waived the gov tax on my cards

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  13. good on u tammy. must start planning for ur financial future liao. :)

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  14. wow.. nice.. thank god i refrain myself from havin credit card. ><

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  15. I have only CC, and for that I'm so glad. :D

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  16. This comment has been removed by the author.

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  17. have one CC and only use it rarely.... awesome for you!
    Maricela
    Ƹ̵̡Ӝ̵̨̄Ʒ... vividfusion.blogspot.com ...Ƹ̵̡Ӝ̵̨̄Ʒ

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  18. Good tip! Congratulations on paying it off. Credit cards are so evil!!!!!!! Need to pay 2 of them off before can cut them up.

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  19. such bold attempt Miu! :)
    I dont think I'll ever cut my cards as I dont like carrying cash around.. but i always pay up full amount when the statement comes.. so its alright i guess..

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  20. Gd job,I don't have CC,just DC at the moment.If not,the temptation will be too much.:)

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  21. good job......use cash can feel more pain when pay....so can safe......card just like plastic feel when make payment time supa ouch.....

    gambateh...dun cut one apply 5 kekekkee

    tutu j

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  22. mn.... It can be an evil some of the time.
    But I'm clearing off my debt every month.

    :P must have some financial planning :P and displine :P NOwsday is too easy to apply a credit card... They like giving out for FOC on the street.. apply la apply la..

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  23. I don't even have a credit card, more of a choice really - but I do have several debit cards.

    It's getting annoying when these people keep bugging me to apply...

    But good on you for cutting up that card :)

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  24. lol.. good move...

    i've not only cut them.. but cancel all of them.. debts clear... XD

    it's hard but i finally did it too... *haru haru*

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  25. Good move, Miu...
    I started to keep 1 at home now, only bring one along for emergency.

    When nid to spend by cash, I'll feel the pain, so manage to cut down on spending.

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  26. gv me 5 tammy! i jz cut my platinum too last week! :D

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meow thx ^_^ for commenting

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