step 1 - cut your credit card in half
The pathway to shopping abstinence starts with cutting one or more credit cards that you don't need. Today I have finally made the ultimate move of cutting up my gold card after settling my outstanding debts with it. I am proud that I have finish paying off my debts in this card! (don't ask me about my other cards). Goodbye Gold Card, I shall not be needing you anymore. Totally a big big big mistake to become a shopping blogger! argh!!! Anyone cutting theirs too or have done the deed to? pls share so I don't feel lonely.
"It's easy to spot a Shopaholic, just look at her credit card statements"
- Plusizekitten.Com
haha...good!
ReplyDeleteZihang, so fast u comment man.....
ReplyDeletei cut a few de after clearing them! wheeee... that was months ago. will continue to do so for me! want to try to live a credit free life =D
ReplyDeleteSue: why sound like u got a lot (a lot!) of credit cards!!!!!!!!!!!!!! how many left?! urm i don't know i can live a "credit free" life or not T_T
ReplyDeleteoh.. no more gsc card.. it's a good card for movie tickets discount!!
ReplyDeletei dun have any credit card yet and not planning to get any soon.. =p
i duno why..after some time using this card, no more discounts given to me already when i purchase tix wit it. Also.. i find the free tix reward program annoying. Sat must go redeem and from gsc cinema. Always not the right timing to get it! annoyed. At one point i went , the counter was CLOSED! i complaint to AEO via online, no response. That's it.. crappy card.
ReplyDeletehahahaa... last time got like 5 oni la! hahahhaa... now down to 3! i wana reduce to 1... so trying =p
ReplyDeleteI more gwai than u T_T i got 3 nia.. now cut 1. Two more to go! wuuwuwuw.... wei.. u really crazy loh! 5 cards! means 5 also use .. will heart attack see statement come in
ReplyDeleteHaha...this post made me laugh! Bravo on cutting up ur credit card! Maybe i should do that to mine soon.
ReplyDeletexx
Charming Vanity:
ReplyDeletethanks, haha i feel like a hero today.. omg it's so hard to cut! hope you can reduce ur cards too!
reduce cards = reduce debt!
Miu, B4 start to charge me the gov tax i decide cancel my 2 credit cards and a amex debit card so now still left 2 credit cards and a amex for emergency use
ReplyDeleteWow u have AMEX? that one the credit limit is sky high. Smart move.. i didn't get to cancel my citibank before they charge me the tax. Since i pay for the tax already, I think i will keep Citibank card n terminate all the rest.
ReplyDeleteI hate the stupid rm50 gov tax!
ya .. miu i also hate it the gov tax but i saw newspaper gov will increase annual income in future and not easy to approve which person wan to apply card so better keep 1 card for emergency.
ReplyDeleteThen now i left a Maybank Amex credit card, a Maybank master and a HSBC visa card coz sometime sales promotion, online buy airticket, overseas travel emergency use and use the rewards points to waived the gov tax on my cards
good on u tammy. must start planning for ur financial future liao. :)
ReplyDeletewow.. nice.. thank god i refrain myself from havin credit card. ><
ReplyDeleteI have only CC, and for that I'm so glad. :D
ReplyDeleteThis comment has been removed by the author.
ReplyDeletehave one CC and only use it rarely.... awesome for you!
ReplyDeleteMaricela
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Good tip! Congratulations on paying it off. Credit cards are so evil!!!!!!! Need to pay 2 of them off before can cut them up.
ReplyDeletesuch bold attempt Miu! :)
ReplyDeleteI dont think I'll ever cut my cards as I dont like carrying cash around.. but i always pay up full amount when the statement comes.. so its alright i guess..
Gd job,I don't have CC,just DC at the moment.If not,the temptation will be too much.:)
ReplyDeletegood job......use cash can feel more pain when pay....so can safe......card just like plastic feel when make payment time supa ouch.....
ReplyDeletegambateh...dun cut one apply 5 kekekkee
tutu j
mn.... It can be an evil some of the time.
ReplyDeleteBut I'm clearing off my debt every month.
:P must have some financial planning :P and displine :P NOwsday is too easy to apply a credit card... They like giving out for FOC on the street.. apply la apply la..
I don't even have a credit card, more of a choice really - but I do have several debit cards.
ReplyDeleteIt's getting annoying when these people keep bugging me to apply...
But good on you for cutting up that card :)
lol.. good move...
ReplyDeletei've not only cut them.. but cancel all of them.. debts clear... XD
it's hard but i finally did it too... *haru haru*
Good move, Miu...
ReplyDeleteI started to keep 1 at home now, only bring one along for emergency.
When nid to spend by cash, I'll feel the pain, so manage to cut down on spending.
gv me 5 tammy! i jz cut my platinum too last week! :D
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ReplyDeleteGreat suggestions . For my two cents , if someone is interested a WI SC-500 , my wife used a blank form here https://goo.gl/3Ee71o.
ReplyDelete